There are two cars in front of you, and a clear straight road.
As the first car is a bit slow, you decide to overtake both.
But just as you have pulled out and got level with the car in front, he decides also to overtake and pulls out without checking his mirrors, wipes you out and then claims it's your fault.
The insurance company reckon it's 50:50 because there are no witnesses.
Is this usual practice or should I fight it? I don't think I should end up being penalised because some dick in a BMW did not check his mirrors....
Any advice appreciated.
P.s. No-one was hurt so just the damage to sort out but reckon it's about 2 grands worth.