I insured my CBR 600RR with MCE last year for the first time and they couldnt have been more helpful. Once that first year is out the way then its a different story..... As i live in a flat a work mate keeps my bike with his in his garage and as its a 30 min drive i got a garage closer to home, and during the renewal conversation 3 weeks ago i asked if there would be a difference in the premium?? NO was the answer. I called today to change the details to be told that'll £300 on to my premium !!!! WTF.. It turns out the company who underwrites me is a Danish company and is not goverened by our obudsman.
MY ADVISE TO ALL... IS STAY WELL CLEAR.