Can anyone give some advice to who is liable? Sorry the explanation is longwinded but it gives full details to my recent accident. The third party insurers are trying to get away with 70/30 in their favour, claiming the accident happened at a juntion. The nearest juntion was 60 meters ahead of the accident scene. The other vehicle driver had not followed the Highway code by checking his mirrors prior to turning right or positioned correctly for a righthand turn and had given advanced warning he was turning right before I began overtaking.
At approx 12.45pm. I had turned right off XXXXX Road onto XXXXX road. The weather conditions were good and the road was dry, I was wearing a high visibility reflective bib.I was following behind a vehicle. At speed humps the third party moved his vehicle to the left of the road and held that same position. After the speed humps I positioned my vehicle slightly left of the centre line. I held my road position for a further 15 meters and the vehicle was still travelling by the left hand side of the road at approx 15-20mph. I checked the road behind and ahead and the vehicle had not indicated right so is was safe to overtake, I indicated and began to overtake travelling approx 25-30mph. As I was overtaking the vehicle he changed his road position and moved to the right side of the lane into my path as he was tuning right onto his driveway. I broke immediately to avoid him, steered right, skidded and collided with his vehicle.