Could somebody advise me if I should be accepting a 50/50 settlement?
I approached a junction and went through an amber light. A police car came from the left, but could not see me. It ran a red light because it was on an emergency call. We collided in the junction and I flipped over the car and landed on the road. Luckily I had no injuries, and at first the police accepted full responsibility. But later on, they went for a 50/50 settlement and I do not think this is fair as they were the ones who went through a red light.
The witnesses have said I was sticking to the speed limit, and so was the police car.
The police have also said there are about 6-10 witness statements but only gave two of them to my insurance company. After reading them, my insurance company want to go 50/50 and have not even attempted to obtain all of the statements to gather a full understanding of the accident from all perspectives. What can I do?