AVOID AT ALL COSTS!
I was sent an email by this company a month before my policy was due to expire to say that that it had aleady expired. I started to think about all the ANPR cameras that I had been through. In panic I phoned them up to arrange cover. Guess what. I was already covered but had to pay over the odds for a telephone service when I could have renewed far cheaper by the internet a month later.
And, when I took out breakdown cover...
Motorcycle Insurance Policy
To quote from their recent Breakdown Cover Policy Booklet:
Section F General Conditions applying to all parts of this policy
F7. YOU will have to pay the toll or ferry charges incured by the DRIVER of the recovery vehicle...
F10. YOU shall carry a servicable spare tyre and wheel for YOUR VEHICLE....
We make a mistake on our applications and we are not not covered.
They screw up their policy booklet and are not sanctioned by anyone.
One of the reasons that I am not happy with continuing my subscription to MCN is that they continue to accept adverts from this company.