ok im new here and only 16
nearly a year now i have been riding on a 50cc Granny scooter
im getting a 125 in december and a little confused on insurance
i know the difference between the 3 bands of insurance but i would like to be able to just jump on anyones bike and ride it legally.
my friend has fully comp and always just jumps on mine but there is no way im paying over 3 times the cost for fully comp and nearly as much as the bike is worth.
is there a way that i can have third party and be able to ride anyone else bike on the road