got knocked off in oct 2012..seperate policy for this bike classed as new rider i think...not long had this bike...wont bother you with details ..but due to no witnesses ,ive got to take 50 o/o o blame ..not happy about it but...ive got another bike on a seperate policy with over 10yrs no claims ...this policy is up for re-newal..will accident affect my no-claims on this policy.................
2 bikes 1 claim
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Won't affect ncb, but will increase loading due to claim...
As shuggie1 states,how do you know you`ll get knocked off in OCT 2012?
Only joking,also i`ve found 2 bikes on one policy cheaper.
I had a case with no independant witnesses but i instructed my ins com to get a copy of the other drivers statement to there ins com and bingo i was paid in full.
If you truly believe that you are not at fault then I would not accept a 50/50 arrangement. That's just your insurer taking the easy way out. Fight it.