3 Year Restricted Licence
had a word with the ABI on this. First off, it's not discrimination, but a
relevant medical factor that it is reasonable for an insurer to take into
account. The issue is why different insurers take a different stance. The thing
about comparison sites is that they are used by companies that are geared up to
deal with standard risks and work on volume to offer good rates. If you fall
outside those parameters because of a medical condition or modifications to your bike, they don't want
to know, so the premium is loaded to put you off.
is where a good old-school insurance broker comes in by using their contacts to
find a company that can offer cover.
professional body that represents them is the British Insurance Broker'
Association (I like them already as they use the apostrophe correctly) at www.biba.org.uk. You can ring their Find a
Broker line on: 0870 950 1790 to be put through to a broker. When I 'mystery
shopped' them just now I got through to Adrian Flux.
us know how you get on.