From recent experience, please don't use Hastings Direct. Despite being fully comp, and having a 3rd party pull out from a side road into the side of my girlfriends car and the 3rd party admitting liability, I personally have had to fight to get any sort of payout from the 3rd party, hastings simply offered my girlfriend 50% of the market value of her car and said take it or fight the claim yourself. Shocking service, and i'd hate for anyone else to have to go through the same. Today, they took away the hire car, but they won't release her car so we can arrange for it to be repaired ourselves for the next 7 days!