I had an accident on the M4 last November due to a reckless driver, and although the bike did not seem to have suffer too much it was been asses by the third party and they are scrapping it (cat D). I lost the front, as I can recall it was just the side panel, mirror and foot peg that got damaged.
They are offering me 3K for the bike (Kawasaki ER 6F 09Reg). First of all, I think it was worth more than that, it has a top box and an alarm system, it has full service history and I had just fully serviced it in October (20.000 miles) plus I had just paid a year MOT and I will be losing the reminder of my insurance.
Is this normal, should I set for this, what about compensation for not having a bike or having to go through the grieve of looking and buying a new one?
Could you give me some advice?