I was told about this page by a colleage who believes i may have a case for a claim.
Here's the story; March 31st 2012 I woke in Hospital around 4pm. A young woman was washing blood from my face and told me I'd been in a motorcycle accident. I had three fractures to my skull and was about to be sewn up. I was not able to eat solid food (that required chewing) for about a week and was told to avoid sneezing or blowing my nose for3 or 4 weeks
I have no recollection of the accident so everything about it has been told to me by others. It seems i was in collision with another vehicle, on a road passing a train station, that was not identified. An engineer rebuilding my bike later phoned and said it had marks on the right of the swing arm, suggesting it had been hit from that point. Devon and Cornwall Police sent me a letter saying there was not enough evidence to take any action and said it would cost £130 to see their report. I told Bennetts, my insurers at that time (but never again) about the letter but they didn't get a copy of the Police report.
That is basiclly all I have been able to find out about the accident. The effects have lasted to this day. As well as the three skull fractures I had a heavy concussion and spent 3 days in Hospital. I had serious loss of memory at the time and continue to have memory problems. There were times of extreme mood swings, which lasted about 6 months. If i concentrate too long on anything I still suffer headaches. My employer noted some months later that I had peaks and dips in my performance (but they were good enough to make allowances). This meant i was passed over for a promotion.
My insurers were next to usless and would not pay out for gear or look into the possiblity of tracing the other vehicle. The combined cost of excess and replacing my gear cost me over £850! I can still feel the position of the largest fracture every day (not so much pain as a dull itch). My colleage, also a biker, said he had found this page usefull so I wondered if you could offer me any advice on making a claim for injury and losses? He mentioned something called MIB.