Morning all, just wondering how wise of a decision it is to get insured on a Honda CG125 third party, fire and theft (380 with RAC) or go with the safe fully comp (500 with the dreaded MCE, or 800 with Nash)
3rdP F+T over comp.
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What year and how much is the bike worth ?
Ranging from 05-07 models. Prices look to be 750-900 for purchase
Years ago,1970`s Fully comp and T.P.F.T. was a big difference,i risked and got away with t.p.f.t.even on a brandnew bike (paid for).
Over the years it evened out and was silly going for t.p.f.t.
Sounds like the olden days now,
why pay £500 + for a £1,000 bike? More so when you have to pay £200 excess when claiming.
Replacement is market value not showroom value.
If you have a non fault accident (on t.p.f.t.) get an independant witness if possible.